It is common practice for insurance adjusters to call injury claimants and attempt to record a statement before the victim has an opportunity to talk to an attorney. Often, the victim is still in shock or under the influence of medication and is not thinking clearly. Most people feel that because they have a legitimate claim and have done nothing wrong, simply telling their story to the insurance company can do no harm. That type of thinking, while completely understandable, is extremely naive.

Remember that insurance companies are for-profit businesses who aggressively seek to deny claims. And when a claim cannot be outright denied, their goal is to pay claimants as little as possible. Insurance companies gladly accept your premium payments, but grudgingly pay claims made against those policies.

Nothing good can come from you giving a statement to the insurance company. The main reason the insurance company wants to record your statement is so that your very own words can later be used against you. And you are at an extreme disadvantage because the insurance companies have armies of claims adjustors and defense attorneys who are well-trained at obtaining the information they need to deny your claim.

And don’t let yourself feel pressured or made to feel guilty for not giving a statement. Regardless of what the insurance company says, you are under no obligation to give them a statement. My advice is this - under no circumstances should you give a recorded statement to an insurance company without having an attorney present or at least on the phone in order to protect your interests.

If you or a loved one has suffered injuries as a result of someone else’s negligence, contact me today for a free consultation. I will use my experience, knowledge and resources to achieve the best possible results for you and your family.